Track your expenses.
Know your habits.
A private expense tracker with zero bank connections. No sign-ups, no pressure - just a clear picture of what you actually spend.
Local-first by default. Sync only if you choose to.
We don’t understand our real spending
Money comes from everywhere - salaries, cards, cash, transfers.
Life gets busy, tracking gets skipped. Most apps make it worse with bank connections, setup, and friction.
NoCents removes the noise. Log it when it happens. Patterns become clear.
Why NoCents
Clear view of your spending
No bank connections, no account linking. Just a simple place to see how you spend your money.
Just the numbers
No financial targets, no grades, no guilt-driven charts. Just clean numbers that help you notice patterns.
Designed for everyday use
Log an expense in seconds. Fast enough to use right after you pay - leaving a café, stepping out of a taxi, or closing a delivery app.
Private space, optional sync
Everything lives on your device by default. Sync is anonymous and fully optional.
Online and offline
Works the same on the metro, on a trip, or in airplane mode. Your log is always with you.
Made for habits, not accounts
Focus on everyday spending - not only on the balance of one bank or one card.
See your real spending patterns
Multiple cards, cash, random transfers - NoCents funnels everything into one simple log so everything comes together in one place.
Core features
Built around speed and flexibility
Who NoCents is for
People who want to understand their spending
Notice patterns as they form.
People who don't want accounts
Track money without linking banks or identities.
People who want it to feel effortless
Log expenses quickly, without setup or rules.
Private by design
No accounts. No identity.
No sign-ups and no bank connections. No personal details required.
Local-first, optional sync.
Local-first by default. Sync is optional and anonymous.
A better way to track your money.
A financial app that doesn’t judge you.
No accounts. No banks. Just your spending habits.